Privacy Policy

Understanding Your Privacy

At McVicar Debt Collection Ltd, we value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and protect the information you provide when using our website. Please read it carefully before you start using our services.

What Information Do We Collect?

• Device Information: We collect details about your device (IP address, browser type, location) to enhance website functionality and security.

• Personal Information: If you register with us or choose to contact us, you may provide information like your name, address, email, and payment details.

• Credit Reference Agency Data: In the course of our debt collection services, we may obtain information about you from credit reference agencies.

Why Do We Need Your Information?

• Website Management: We use your information to ensure our website functions smoothly and to prevent abuse.

• Meeting Our Obligations: We process your personal information when it's necessary to fulfill a contract with you (e.g., providing debt collection services).

• Protecting Our Interests: We may use your information if we believe it's essential for our legitimate business interests, always in accordance with the law. This includes sharing necessary information with credit reference agencies.

Your Rights as a European Resident

If you are located in Europe, you have specific rights regarding your personal data. These include:

• Being Informed: You have the right to know how your information is used.

• Access and Correction: You can request a copy of your data or update it if needed.

• Deletion: Under certain circumstances, you can ask us to erase your information.

• Restricting Use: You can request we limit how we use your data.

• Transferring Data: You may request a portable copy of your information.

• Objecting to Processing: You have the right to object to certain ways we might use your data.

Exercising Your Rights: To inquire about your rights, please contact us at ellen@mcvicardebtcollections.co.uk.

International Transfers

Please note that your information may be transferred outside of Europe, including to Canada and the United States.

Links to Other Websites

We may link to other websites outside of our control. Be cautious when leaving our site, and always read the privacy policies of other websites that collect personal data.

Keeping Your Data Safe

We take the protection of your information seriously. We use appropriate measures to prevent unauthorized access, use, or alteration of your personal data. However, please note that no system is 100% secure.

Legal Matters

We may disclose your information if required by law, to protect our rights, or in response to official requests.

Data Protection Officer

Our Data Protection Officer can help with any inquiries about your personal data. Contact them at: ellen@mcvicardebtcollections.co.uk.

Questions or Concerns

If you have questions about this Privacy Policy or our data practices, please contact us at ellen@mcvicardebtcollections.co.uk.

Changes to This Policy

We may update this Privacy Policy. You will be notified of significant changes.

Let me know if you have any other modifications you'd like!